Full Forms of Banking and Finance Terms with Hindi & Urdu Meanings
Here is full list of banking & finance short form with full form (Quick Answer)
Business, government, and finance are full of terms we often hear but rarely understand. This post explains key full forms with easy meanings in Hindi and Urdu.
Banking and finance are fields where short forms are used all the time whether it’s between officials or in important documents.
From ATM to IFSC and NEFT, we often see these abbreviations, but don’t always know what they mean.
This section will help you understand the full forms of commonly used banking and finance abbreviations, along with their meanings in Hindi and Urdu, so everything becomes easier to read, learn, and remember.
| Word | Full Form | Meaning (Hindi & Urdu) |
|---|---|---|
| ATM | Automated Teller Machine | Machine jahan se cash nikaala jata hai |
| PIN | Personal Identification Number | Secret code jo ATM ya card use karte waqt lagta hai |
| IFSC | Indian Financial System Code | India mein har bank branch ka unique code |
| IBAN | International Bank Account Number | International transaction ka account number format |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication | Global bank transfer system |
| NEFT | National Electronic Funds Transfer | India mein online paisay bhejne ka tareeqa |
| RTGS | Real Time Gross Settlement | Large amount ka instant fund transfer system |
| IMPS | Immediate Payment Service | Mobile se instant paisay transfer karna |
| UPI | Unified Payments Interface | India ka digital payment system |
| KYC | Know Your Customer | Bank ke liye zaroori documents verify karna |
| EMI | Equated Monthly Installment | Har mahine ki qist jo loan ke liye hoti hai |
| NPA | Non-Performing Asset | Loan jo wapas nahi aaya to bank ka loss |
| ROI | Rate of Interest | Loan ya deposit par milne ya dene wali percentage |
| FD | Fixed Deposit | Paisa bank mein ek time ke liye lock karna |
| RD | Recurring Deposit | Har mahine paisa jama karne ka plan |
| CRR | Cash Reserve Ratio | Bank ko kuch paisa reserve mein rakhna parta hai |
| SLR | Statutory Liquidity Ratio | Bank ko government securities mein rakhne wala paisa |
| POS | Point Of Sale | Jahan debit/credit card se payment hoti hai |
| ECS | Electronic Clearing Service | Auto bill payment ya salary transfer ka system |
| TDS | Tax Deducted at Source | Tax jo payment se pehle deduct kiya jata hai |
| GST | Goods and Services Tax | Har maal/service par lagne wala tax |
| PAN | Permanent Account Number | India mein tax payer ka unique ID |
| TAN | Tax Deduction and Collection Account Number | TDS deduct karne wale ka number |
| AMC | Asset Management Company | Company jo investments ko manage karti hai |
| IPO | Initial Public Offering | Jab company pehli baar apne shares bechti hai |
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